Direct lender since 2007
Global clients
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High-value transactions
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Typical mandate range $1M–$1B+ · Qualified clients
Liquidity & tax planning concepts
Educational only—not legal or tax advice. A plain-language map of themes executives discuss with their CPAs.
Get Stock Loans does not provide tax, legal, or investment advice. The following is general information to support informed conversations with your professionals.
Why some borrowers explore loans before selling
Selling appreciated stock can trigger capital gains tax (short- or long-term, depending on holding period and rules). Borrowing does not, by itself, trigger a sale—but loan costs, collateral risk, and future repayment or default can have tax and economic effects. There is no universal “better” answer.
Capital gains awareness
A sale generally realizes gain or loss. A loan generally does not reset basis in the way a sale does, but other tax events can occur in connection with financing depending on structure. Your advisor should model scenarios.
Liquidity planning concepts
Themes include staggering recognition, pairing loans with charitable techniques, or using liquidity to diversify without a single-day exit. Each idea has tradeoffs and compliance requirements.
Speak with tax professionals
Before pledging or borrowing against securities, involve your CPA or tax counsel. For articles, see taxable events and sell vs borrow.
Frequently asked questions
No. We provide financing education and execution. Tax positions depend on your facts, entity type, and jurisdiction—only your qualified tax advisor should advise you.
Deductibility rules are complex and fact-specific. Do not assume. Ask your CPA and review IRS guidance applicable to you.
Need financing options?
We can discuss structure and next steps. Bring your tax advisor for any tax questions.
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