FAQ library

Topic anchors below. For stock-loan product FAQs, also see stock loan FAQs.

Core Tax (education) Risk Speed

Core questions

Yes, that is the defining idea of securities-backed loans. Eligibility depends on the securities and program rules. See this article.

Timelines vary with custody and documentation. Read how it works and speed article.

Loan-to-value (advance rate) is how much you can borrow relative to collateral value after haircuts. See LTV article.

Often borrowing alone is not a sale, but exceptions and related issues exist. Not tax advice—see taxable event article and your CPA.

General education only: not selling can defer recognition; borrowing has costs and risks. Read tax concepts hub.

Collateral maintenance may apply. Start with risks and market drop article.

Default and enforcement scenarios can result in collateral liquidation per your agreement. See article.

Rare for full documentation. See realistic expectations.

Possible paths exist—balance urgency with reading terms: emergency cash article.

Tell us about your portfolio and goals. We will follow up with next steps.

Get Started