About Stone Creek Global, LTD.
Direct securities-backed financing for qualified borrowers · Since 2007 · International collateral experience
Company Information
Stone Creek Global, LTD. is a direct lender serving clients globally since 2007.
Registered Office
Intershore ChambersPO Box 4342
Road Town, Tortola
British Virgin Islands
Client Access
Schedule a private consultation to discuss stock loans and other high-value capital solutions.
Get Stock Loans is a Premier Partner of Stone Creek Global, LTD. (SCG)—a direct financing source focused on large, securities-backed transactions for qualified borrowers. SCG underwrites and documents facilities against eligible listed collateral; economics, covenants, and remedies are defined in your written agreement, not on marketing pages.
We work with business owners, high-net-worth individuals, investors, and institutions that need structured liquidity without necessarily liquidating core positions. Engagements are handled confidentially; timelines depend on custody, exchange, jurisdiction, and diligence—not a retail lending conveyor.
SCG has been active in international stock-based financing since 2007 and evaluates collateral across a wide range of non-U.S. and global listings where compliance and structure align. Minimum and typical sizes vary by mandate; if your situation is not a fit, we aim to give a clear answer rather than an open-ended process.
This site is for informational and intake purposes only. It is not an offer to lend or solicit where prohibited. Perform your own due diligence with legal, tax, and financial advisors before pledging securities or entering any facility.
STONE CREEK GLOBAL VS. LOCAL, INSTITUTIONAL, INTERNATIONAL BANKS
Are you stuck between choosing a direct & private bank over a local, institutional, or international bank? There are many options and services to sift through when considering the best suitable lender to facilitate the transaction. If you're feeling confused, you've come to the right place. We're going to elaborate on the major differences that you need to know between a direct & private lender and your existing traditional lending sources. What sets us apart? What's the Difference?
We're confident that you'll be able to choose the perfect partner after weighing the available options. We control the ability to close our client's loan requests in-house, so we make the final decision, not another bank or fund. We approve all loan requests fast and without large credit committees as is the course if they go with an institutional bank. Usually, a client can be approved within 24 hours of submission. No personal or business credit is required, no personal or business income is required, no personal or business tax returns as well as no personal guarantee because our loan is purely based on the collateral the client is pledging for the loan. Therefore, we can approve all submissions quickly and the reason our loans fund rapidly with us. Most closings average 2 weeks from start to finish, which is precisely why our HNW clients utilize us over institutional banks.
A large institutional bank requires extensive underwriting and a full credit package from an HNW individual or corporation. They require them to personally guarantee the loan, in addition, it can take 75 to 120 days to close. That is a prime reason our clients work with us as we can close very quickly, much easier with less documentation, and much faster than the banks. That is a huge advantage we offer over the banks. In addition, our loans are non-recourse (no risk for the borrower, no personal or corporate guarantees required) unlike institution loans as well as very private transactions.
SCG originates through our professionally trained global team, which underwrites, funds, and services all the loans we close. In fact, we are one of the only global lenders to do so. This allows us to stick to our model of being fast, efficient, and flexible, which means more loans are closed and funded to your clients! Unlike banks, we do not have regulatory imposed lending limits per client, which means we can structure larger loans and more creative structures in solving our client's needs or problems they face. We have no theoretical lending limits as each loan is based on the merits and underwriting of the collateral pledged. That stated, most higher loans are in the hundreds of millions typically. Standard loan requests are $10 million to $250 million, with the absolute minimum loan of only $1,000,000 USD.
Clients often cite documentation discipline, speed relative to bank-style credit committees, and structures that keep the financing relationship tied to pledged collateral—rather than open-ended personal recourse—when those features are available for their transaction. What applies to you is defined only in your specific agreement and underwriting outcome.
Key Benefits of Our Non-Recourse Loans
- NO Personal Guarantee!
- NO Credit Review!
- NO Personal Income!
- NO Personal Tax Returns required!
- NO Business Income and NO Business Tax returns required to get a loan!
- You reap 100% of all the rewards of any appreciation and dividends!
- We can loan you up to 80% of the value of your securities with no recourse!
- Low Fixed Interest Rate
Here are the 10 major benefits for you, the borrower, of our non-recourse loan.
- You are not personally liable for the loan.
- You are not personally guaranteeing the loan, so you may not be required to disclose to others, for privacy many borrowers prefer this feature benefit.
- You will have a clean personal balance sheet that leaves room for other refinancing and acquisition financing opportunities and can make borrowers more attractive to lenders.
- SCG has no recourse against you – SCG cannot go after you personally if SCG sustains a huge loss of money on your loan, SCG takes the loss and all the risk, you are not at risk of repaying any losses from a sudden collapse in the price of the securities pledged for your loan.
- SCG's loan structure provides access to ongoing sources of capital with other financial companies because SCG's loan is non-recourse.
- You can walk away from the loan, the day after the loan is funded and not be liable for any future interest payments or principal repayment with SCG's non-recourse loan.
- Your personal Credit, financials, income, tax returns do not come into consideration with a non-recourse loan.
- In the case of a default, SCG can only seize the collateral pledged for the loan and cannot go after any of your other personal assets. You are safer with a non-recourse loan and have more options and security than a recourse bank loan or a margin loan.
- You do not have to disclose liability on financials, partners, or other financial lenders due to the fact that you are not obligated to pay back the loan and for you this may be a major benefit why you want this structure for privacy and so it does not impact your personal financial statement.
- You have less risk and you do not have a forced obligation for a balloon payment so if in the future… you lack money then you can easily decide to walk where with a recourse balloon payment loan with a bank or brokerage you would be forced to pay it off risking all your other personal assets.
NOTE:
When you, as a borrower, take out a large recourse loan with a financial brokerage or bank you put everything you own at risk if the collateral collapses. Our non-recourse loan is a huge benefit for you as you are able to enjoy all the benefits of a non-recourse loan while also offering you benefits of realizing upside appreciation if your collateral increases in value.
Ready to Experience the SCG Advantage?
Apply now to access superior loan terms with non-recourse protection.