Direct lender since 2007
Global clients
195+ countries · 80+ exchanges
High-value transactions
Private & confidential
Typical mandate range $1M–$1B+ · Qualified clients
Stock-backed financing
Stock Loan Benefits: Access Capital Without Selling Your Assets
Use listed securities as collateral to raise liquidity while keeping economic exposure—built for sophisticated borrowers who need speed, discretion, and structures that generic retail credit rarely matches.
Securities-backed financing lets you tap capital without unwinding the portfolio you spent years assembling. It fits principals, executives, and institutions that need flexibility—whether the goal is timing, confidentiality, or simply avoiding a fire sale when markets or blackout rules make selling unattractive.
Why clients use stock-based financing
- Raise cash without selling core positions
- Sidestep the immediate recognition that often follows a disposal—tax results remain fact-specific; not tax advice
- Keep long-term market exposure on names you believe in
- Fund acquisitions, investments, and other disclosed uses from the same collateral base
- Rebalance or diversify without a forced liquidation when structure and eligibility align
Key advantages of stock loans
Collateral-first underwriting, documentation you can read alongside counsel, and a process built for cross-border books when compliance allows.
No need to sell your assets
Retain beneficial exposure while proceeds address liquidity, M&A, real estate, or estate timing—subject to advance rates and your security agreement.
Fast access to liquidity
When custody is cooperative and collateral is clean, timelines compress. Preparation drives speed more than slogans—see how it works.
No traditional credit or income grid
Decisions anchor on eligible securities and policy—not pay stubs. KYC, sanctions screening, and compliance still apply in full.
Flexible structures
Term, revolving, and structured facilities can be mapped to your cash-flow pattern and use of funds—explore options in rates & terms.
Global availability
We work with borrowers in 195+ countries and evaluate collateral listed on 80+ exchanges when custody and law permit. Details: global coverage.
Non-recourse financing options
Certain programs may be documented as limited-recourse or non-recourse to the borrower, meaning recovery can be tied primarily to pledged securities. Availability, pricing, and covenants vary by jurisdiction and deal size—your counsel should review every definition before you rely on it.
Designed for high-value transactions
Borrowers routinely deploy portfolio-backed capital for:
- Real estate development and investment
- Operating company expansion
- Acquisitions and strategic purchases
- Private investments and co-invests
- Large, time-bound capital needs
Funding from $1M to $1B+ for qualified clients—final numbers only appear in your written terms.
How this compares to traditional lending
Bank-style personal or business loans often emphasize cash-flow coverage, blanket liens, and standardized grids. Securities-backed facilities invert the logic: the collateral leads, and the structure flexes around your mandate.
- More room to tailor duration, draws, and prepayment
- Faster paths when the book is clean and custody is aligned
- Fewer retail-style restrictions—replaced by documented covenants you negotiate
- No requirement to liquidate holdings to prove “capacity”
Explore your financing options
Questions about stock loan benefits
A loan is generally not a sale, but tax outcomes depend on your facts, jurisdiction, and how the facility is documented and managed. We do not provide tax advice—work with your CPA or tax counsel. For context, see our guides on taxable events and liquidity and tax planning concepts.
Often no. Broker margin follows exchange and firm rules; specialty securities-backed facilities are contract-driven and sized for larger mandates. Learn more on our stock loans page.
It depends entirely on the program and your signed documents. Some structures limit recovery to pledged collateral; others include broader covenants. Read the term sheet and closing package—never assume a label without counsel.
We focus on qualified borrowers with eligible listed collateral and clean custody—executives, founders, family offices, and institutions with deal-sized needs. Indicative sizing starts around $1M and scales to $1B+ when underwriting supports it.
Access capital without selling your investments
Flexible, global financing for qualified borrowers—private review, clear documents, honest pass if the fit is not there.
Direct lender · Confidential review