What is the best way to access cash without selling investments?

You are typically choosing between pledging marketable securities versus liquidating them. Pledging preserves economic exposure (subject to documents) but introduces leverage. Selling ends exposure to sold shares but may have tax and timing consequences—see how it works. Educational guide: best way (guide).

Underwriting builds a borrowing base from eligible holdings after haircuts; you draw funds; you service interest; collateral is monitored. Start with stock loans and how it works. Compare product archetypes on stock loans and rates & terms.

Time — fund near-term needs without a fire sale. Potential to stay invested if that matches your plan. Global optionality — international listings may be in scope when custody works. Benefits must be weighed against interest and covenants.

Stress-test drawdowns while the loan is outstanding. Watch floating-rate exposure. Understand remedies. For tax overlays, coordinate with a CPA—visit tax concepts for educational framing only.

Owners — working capital without divesting listed treasury sleeves: business owners. Real estate timing — real estate investors. Fast needs — fast cash options.

Quantify need and timeline, then get started with statements.